Service Fees

Share Savings Accounts
Minimum balance $5.00
Below minimum balance fee $5.00 per month
Christmas Club early withdrawal fee $5.00 $5.00
Vacation Club early withdrawal fee $5.00
First five official HPECU checks per month Free
Each withdrawal after first 5 checks per month $1.00
 
Money Market
Minimum balance $1,000.00
Below minimum balance fee $5.00 per month
 
Share Draft Checking Accounts
Minimum balance $250.00
Below minimum balance fee* $5.00 per month
Official HPECU check $1.00 per check
Non-Sufficient Funds Fee $30.00 per item
Stop Payment Fee $20.00 per draft or series of drafts
ACH Stop Payment Fee $20.00 per item
 
Share Draft Copy/Research
First 3 copies per year Free
Each copy after first 3 $5.00 per draft
Research/balancing fee $40.00 per hour
 
Overdraft Transfer To Correct Overdraft Item
Shares $5.00
Line of Credit loan $2.00
 
ATM Card/Visa Check Card
Card replacement fee $5.00 per card**
Balance Inquiry $1.00 per inquiry**
Transfer (savings to/from checking) $1.00 per transfer
 
Withdrawal from Share Savings and Share Draft Checking:
First 7 withdrawals per month Free
Each withdrawal after first 7

$1.00

First 7 withdrawals from Savings Free
Each withdrawal after the first 7  $1.00
Non-Sufficient Funds fee $30.00 per item
 
Applicable to All Accounts/Suffixes
Official HPECU check payable to 2nds party $1.00
Account Reconciliation $20.00 per hour
Account Research $40.00 per hour
Copy of Online Activity $1.00 per page
Statement Copy $5.00 per copy
Returned Mail $5.00 per item
Redeposit Returned Check $10.00 per item
Deposited Item Returned Unpaid $25.00 per item
Items Sent for Collection $30.00 per item
Legal Process $25.00 per item
Copies of Official Checks or Deposited Items $20.00 per item
Stop Payment on Official Check $25.00 per check
IRA Closeout/Transfer Fee $25.00

 

*Does not apply if there is direct deposit/payroll allotment into this account

**ATM Card replacement fee(s) or inquiry fee(s) deducted from Savings account. VISA Check Card replacement fee(s) or inquiry fee(s) deducted from Checking account.